The median Seattle household spends almost half of its annual income on homeownership costs, according to an analysis from This Old House.

Using data from Zillow and the United States Census Bureau, the home improvement brand found that the annual cost of homeownership is about $108,245 in the Emerald City.

Given the city’s median annual household income of $208,630 for married couples, they have to spend 52% of their yearly earnings on mortgage payments, property taxes, insurance and other related costs.

That burden is much heavier for single households. Neither single males nor single females can afford homeownership in Seattle, with men spending 116% of the median annual income on homeownership and women spending 141%

When broken down by profession, Seattle firefighters spend 175% of their income on homeownership, community and social service workers spend 159%, educators spend 137%, healthcare workers spend 105%, law enforcement officials spend 99% and lawyers spend 72%.

That makes homeownership a risky financial decision for many, explained Patrick Luce, principal economist and adjunct professor at the University of Tampa.

“Imagine the housing market like a balance scale,” Luce said in the report. “Imagine the housing market like a balance scale. On one side, you’ve got income, and on the other, you’ve got home prices, interest rates and all those extra costs. Over the past few years, the scale has tipped heavily toward the cost side.”